Clancy, MT vs Shelby, MT

The cost of living difference between Clancy, MT and Shelby, MT is dramatic. Shelby is 40.4% cheaper than Clancy, a gap that translates to thousands of dollars per year in household expenses. Clancy has a cost index of 102 while Shelby sits at 73, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Clancy is $1,109/month compared to $769/month in Shelby — a 44% difference. Home values follow the same pattern: Shelby is more affordable at $206,000 median vs $443,500.

Median household income in Clancy is $116,800 compared to $53,357 in Shelby (+118.9%). While Clancy is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Clancy spend roughly 11.4% of their income on rent, less than the 17.3% in Shelby.