Citrus Springs, FL vs Madeira Beach, FL

The cost of living difference between Citrus Springs, FL and Madeira Beach, FL is dramatic. Citrus Springs is 43.3% cheaper than Madeira Beach, a gap that translates to thousands of dollars per year in household expenses. Citrus Springs has a cost index of 88 while Madeira Beach sits at 156, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Citrus Springs is $1,217/month compared to $2,080/month in Madeira Beach — a 42% difference. Home values follow the same pattern: Citrus Springs is more affordable at $220,300 median vs $696,400.

Median household income in Citrus Springs is $57,477 compared to $79,798 in Madeira Beach (-28%). The higher salaries in Madeira Beach partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Citrus Springs spend roughly 25.4% of their income on rent, less than the 31.3% in Madeira Beach. The Citrus Springs ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.