Circle Pines, MN vs Fergus Falls, MN

The cost of living difference between Circle Pines, MN and Fergus Falls, MN is dramatic. Fergus Falls is 36.2% cheaper than Circle Pines, a gap that translates to thousands of dollars per year in household expenses. Circle Pines has a cost index of 100 while Fergus Falls sits at 73, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Circle Pines is $1,337/month compared to $839/month in Fergus Falls — a 59% difference. Home values follow the same pattern: Fergus Falls is more affordable at $173,300 median vs $277,300.

Median household income in Circle Pines is $96,477 compared to $50,865 in Fergus Falls (+89.7%). While Circle Pines is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Circle Pines spend roughly 16.6% of their income on rent, less than the 19.8% in Fergus Falls.