Churchill, OH vs Spencer, OH

Churchill is moderately more affordable than Spencer, with a 13.7% lower cost of living index. Churchill scores 61 compared to 70 for Spencer, where the US average is 100. This difference means residents of Spencer can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Churchill is $745/month compared to $832/month in Spencer — a 11% difference. Home values follow the same pattern: Churchill is more affordable at $98,500 median vs $154,400.

Median household income in Churchill is $65,533 compared to $55,250 in Spencer (+18.6%). Churchill offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Churchill spend roughly 13.6% of their income on rent, less than the 18.1% in Spencer.