Churchill, MT vs Cut Bank, MT

The cost of living difference between Churchill, MT and Cut Bank, MT is dramatic. Cut Bank is 73.2% cheaper than Churchill, a gap that translates to thousands of dollars per year in household expenses. Churchill has a cost index of 128 while Cut Bank sits at 74, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Churchill is $1,479/month compared to $921/month in Cut Bank — a 61% difference. Home values follow the same pattern: Cut Bank is more affordable at $161,400 median vs $588,800.

Median household income in Churchill is $95,550 compared to $55,848 in Cut Bank (+71.1%). The higher salaries in Churchill partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Churchill spend roughly 18.6% of their income on rent, less than the 19.8% in Cut Bank.