Chisago City, MN vs Gaylord, MN

The cost of living difference between Chisago City, MN and Gaylord, MN is dramatic. Gaylord is 53.2% cheaper than Chisago City, a gap that translates to thousands of dollars per year in household expenses. Chisago City has a cost index of 102 while Gaylord sits at 66, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chisago City is $1,163/month compared to $739/month in Gaylord — a 57% difference. Home values follow the same pattern: Gaylord is more affordable at $163,300 median vs $366,600.

Median household income in Chisago City is $96,964 compared to $60,500 in Gaylord (+60.3%). While Chisago City is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chisago City spend roughly 14.4% of their income on rent, less than the 14.7% in Gaylord.