Chino, CA vs Modesto, CA

The cost of living difference between Chino, CA and Modesto, CA is dramatic. Modesto is 31.3% cheaper than Chino, a gap that translates to thousands of dollars per year in household expenses. Chino has a cost index of 157 while Modesto sits at 120, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chino is $2,208/month compared to $1,609/month in Modesto — a 37% difference. Home values follow the same pattern: Modesto is more affordable at $415,600 median vs $641,500.

Median household income in Chino is $103,845 compared to $77,899 in Modesto (+33.3%). While Chino is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chino spend roughly 25.5% of their income on rent, more than the 24.8% in Modesto.