Chillum, MD vs Frederick, MD

Chillum, MD and Frederick, MD have a very similar cost of living, with only a 2.4% difference in their overall index. Chillum scores 122 while Frederick scores 119 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Chillum is $1,733/month compared to $1,688/month in Frederick — a 3% difference. Home values follow the same pattern: Frederick is more affordable at $365,200 median vs $383,900.

Median household income in Chillum is $78,513 compared to $95,150 in Frederick (-17.5%). Frederick offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Chillum spend roughly 26.5% of their income on rent, more than the 21.3% in Frederick.

Climate-wise, Chillum is notably warmer with an average of 59.3°F compared to 55.4°F in Frederick. Chillum receives more rainfall at 41.8" per year compared to 35.6" in Frederick.