Chestertown, NY vs Philmont, NY

There is a significant gap in the cost of living between these two cities. Chestertown is 19.5% cheaper than Philmont. With a cost index of 69 vs 85, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Chestertown to Philmont should plan for substantially higher expenses across most categories.

On the housing front, median rent in Chestertown is $639/month compared to $1,036/month in Philmont — a 38% difference. Home values follow the same pattern: Chestertown is more affordable at $200,000 median vs $215,700.

Median household income in Chestertown is $64,438 compared to $62,972 in Philmont (+2.3%). Chestertown offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Chestertown spend roughly 11.9% of their income on rent, less than the 19.7% in Philmont.

Climate-wise, both cities share similar average temperatures (45.7°F vs 46.1°F). Philmont receives more rainfall at 44.2" per year compared to 38.2" in Chestertown.