Chesterfield, MO vs University City, MO

There is a significant gap in the cost of living between these two cities. University City is 24.1% cheaper than Chesterfield. With a cost index of 95 vs 118, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from University City to Chesterfield should plan for substantially higher expenses across most categories.

On the housing front, median rent in Chesterfield is $1,553/month compared to $1,265/month in University City — a 23% difference. Home values follow the same pattern: University City is more affordable at $285,100 median vs $458,000.

Median household income in Chesterfield is $133,380 compared to $76,466 in University City (+74.4%). While Chesterfield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chesterfield spend roughly 14% of their income on rent, less than the 19.9% in University City.