Chesterfield, MO vs St. Charles, MO

There is a significant gap in the cost of living between these two cities. St. Charles is 27.8% cheaper than Chesterfield. With a cost index of 92 vs 118, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from St. Charles to Chesterfield should plan for substantially higher expenses across most categories.

On the housing front, median rent in Chesterfield is $1,553/month compared to $1,186/month in St. Charles — a 31% difference. Home values follow the same pattern: St. Charles is more affordable at $280,800 median vs $458,000.

Median household income in Chesterfield is $133,380 compared to $85,522 in St. Charles (+56%). While Chesterfield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chesterfield spend roughly 14% of their income on rent, less than the 16.6% in St. Charles.