Chesterfield, MO vs Ozark, MO

The cost of living difference between Chesterfield, MO and Ozark, MO is dramatic. Ozark is 46.4% cheaper than Chesterfield, a gap that translates to thousands of dollars per year in household expenses. Chesterfield has a cost index of 118 while Ozark sits at 81, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chesterfield is $1,553/month compared to $1,003/month in Ozark — a 55% difference. Home values follow the same pattern: Ozark is more affordable at $230,600 median vs $458,000.

Median household income in Chesterfield is $133,380 compared to $69,372 in Ozark (+92.3%). While Chesterfield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chesterfield spend roughly 14% of their income on rent, less than the 17.3% in Ozark.