Chesterfield, MO vs Kirkwood, MO

Kirkwood is moderately more affordable than Chesterfield, with a 10.2% lower cost of living index. Chesterfield scores 118 compared to 107 for Kirkwood, where the US average is 100. This difference means residents of Chesterfield can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Chesterfield is $1,553/month compared to $1,293/month in Kirkwood — a 20% difference. Home values follow the same pattern: Kirkwood is more affordable at $421,500 median vs $458,000.

Median household income in Chesterfield is $133,380 compared to $117,439 in Kirkwood (+13.6%). While Chesterfield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chesterfield spend roughly 14% of their income on rent, more than the 13.2% in Kirkwood.