Chesterfield, MO vs Ferguson, MO

The cost of living difference between Chesterfield, MO and Ferguson, MO is dramatic. Ferguson is 59.9% cheaper than Chesterfield, a gap that translates to thousands of dollars per year in household expenses. Chesterfield has a cost index of 118 while Ferguson sits at 74, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chesterfield is $1,553/month compared to $1,066/month in Ferguson — a 46% difference. Home values follow the same pattern: Ferguson is more affordable at $99,300 median vs $458,000.

Median household income in Chesterfield is $133,380 compared to $46,106 in Ferguson (+189.3%). While Chesterfield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chesterfield spend roughly 14% of their income on rent, less than the 27.7% in Ferguson.