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Chester, NY vs Moravia, NY

111
Chester
New York
VS
+59.7%
70
Moravia
New York

The cost of living difference between Chester, NY and Moravia, NY is dramatic. Moravia is 59.7% cheaper than Chester, a gap that translates to thousands of dollars per year in household expenses. Chester has a cost index of 111 while Moravia sits at 70, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chester is $1,649/month compared to $746/month in Moravia — a 121% difference. Home values follow the same pattern: Moravia is more affordable at $133,100 median vs $280,600.

Median household income in Chester is $97,250 compared to $68,125 in Moravia (+42.8%). The higher salaries in Chester partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Chester spend roughly 20.3% of their income on rent, more than the 13.1% in Moravia.

Climate-wise, Chester is notably warmer with an average of 49.4°F compared to 45.2°F in Moravia. Moravia receives more rainfall at 41.7" per year compared to 41" in Chester.

Income & Cost

Cost of Living Index
Chester
111
Moravia
70
37% cheaper
Median Household Income
Chester
$97,250
30% higher
Moravia
$68,125

Housing

Median Rent
Chester
$1,649
Moravia
$746
55% cheaper
Median Home Value
Chester
$280,600
Moravia
$133,100
53% cheaper
Population
Chester
4,052
Moravia
1,365

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Chester $3.32
Moravia
US $3.07
🥚
Eggs (grade A, large)
Chester $2.70
Moravia
US $2.50
🥛
Milk (whole)
Chester $4.36
Moravia
US $4.03
🍞
Bread (white)
Chester $2.00
Moravia
US $1.85
🍗
Chicken breast
Chester $4.48
Moravia
US $4.14
Electricity
Chester $0.26
Moravia
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Chester 49.4°F
Moravia 45.2°F
Summer High
Chester 84°F
Moravia 79°F
Winter Low
Chester 17°F
Moravia 13°F
Rainfall
Chester 41"
Moravia 41.7"
Rainy Days
Chester 145d
Moravia 182d