Chemung, IL vs Clay City, IL

The cost of living difference between Chemung, IL and Clay City, IL is dramatic. Clay City is 57.8% cheaper than Chemung, a gap that translates to thousands of dollars per year in household expenses. Chemung has a cost index of 91 while Clay City sits at 58, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

When it comes to buying, median home values in Chemung are $181,900 compared to $75,500 in Clay City, a 141% gap.

Median household income in Chemung is $68,463 compared to $53,750 in Clay City (+27.4%). Chemung does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget.