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Chelsea, AL vs Vestavia Hills, AL

104
Chelsea
Alabama
VS
-10.9%
117
Vestavia Hills
Alabama

Chelsea is moderately more affordable than Vestavia Hills, with a 10.9% lower cost of living index. Chelsea scores 104 compared to 117 for Vestavia Hills, where the US average is 100. This difference means residents of Vestavia Hills can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Chelsea is $1,456/month compared to $1,455/month in Vestavia Hills — a 0% difference. Interestingly, home values tell a different story: while Vestavia Hills has cheaper rent, Chelsea actually has lower median home values ($339,400 vs $494,500).

Median household income in Chelsea is $110,056 compared to $129,171 in Vestavia Hills (-14.8%). While Vestavia Hills is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chelsea spend roughly 15.9% of their income on rent, more than the 13.5% in Vestavia Hills.

Climate-wise, both cities share similar average temperatures (64.4°F vs 63.9°F). Vestavia Hills receives more rainfall at 56.6" per year compared to 56.2" in Chelsea.

Income & Cost

Cost of Living Index
Chelsea
104
11% cheaper
Vestavia Hills
117
Median Household Income
Chelsea
$110,056
Vestavia Hills
$129,171
15% higher

Housing

Median Rent
Chelsea
$1,456
Vestavia Hills
$1,455
Median Home Value
Chelsea
$339,400
31% cheaper
Vestavia Hills
$494,500
Population
Chelsea
15,731
Vestavia Hills
38,704

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Chelsea $971
Vestavia Hills $971
1 Bed
Chelsea $1,088
Vestavia Hills $1,088
2 Bed
Chelsea $1,208
Vestavia Hills $1,208
3 Bed
Chelsea $1,517
Vestavia Hills $1,517
4 Bed
Chelsea $1,720
Vestavia Hills $1,720

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Chelsea $2.90
Vestavia Hills $2.90
US $3.07
🥚
Eggs (grade A, large)
Chelsea $2.37
Vestavia Hills $2.37
US $2.50
🥛
Milk (whole)
Chelsea $3.81
Vestavia Hills $3.81
US $4.03
🍞
Bread (white)
Chelsea $1.75
Vestavia Hills $1.75
US $1.85
🍗
Chicken breast
Chelsea $3.92
Vestavia Hills $3.92
US $4.14
Electricity
Chelsea $0.17
Vestavia Hills $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Chelsea 64.4°F
Vestavia Hills 63.9°F
Summer High
Chelsea 91°F
Vestavia Hills 91°F
Winter Low
Chelsea 36°F
Vestavia Hills 35°F
Rainfall
Chelsea 56.2"
Vestavia Hills 56.6"
Rainy Days
Chelsea 126d
Vestavia Hills 118d