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Chelsea, AL vs Smiths Station, AL

104
Chelsea
Alabama
VS
+39.8%
74
Smiths Station
Alabama

The cost of living difference between Chelsea, AL and Smiths Station, AL is dramatic. Smiths Station is 39.8% cheaper than Chelsea, a gap that translates to thousands of dollars per year in household expenses. Chelsea has a cost index of 104 while Smiths Station sits at 74, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chelsea is $1,456/month compared to $946/month in Smiths Station — a 54% difference. Home values follow the same pattern: Smiths Station is more affordable at $184,400 median vs $339,400.

Median household income in Chelsea is $110,056 compared to $57,410 in Smiths Station (+91.7%). While Chelsea is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chelsea spend roughly 15.9% of their income on rent, less than the 19.8% in Smiths Station.

Climate-wise, both cities share similar average temperatures (64.4°F vs 66.6°F). Chelsea receives more rainfall at 56.2" per year compared to 48.8" in Smiths Station.

Income & Cost

Cost of Living Index
Chelsea
104
Smiths Station
74
28% cheaper
Median Household Income
Chelsea
$110,056
48% higher
Smiths Station
$57,410

Housing

Median Rent
Chelsea
$1,456
Smiths Station
$946
35% cheaper
Median Home Value
Chelsea
$339,400
Smiths Station
$184,400
46% cheaper
Population
Chelsea
15,731
Smiths Station
5,443

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Chelsea $971
Smiths Station $690
29% cheaper
1 Bed
Chelsea $1,088
Smiths Station $750
31% cheaper
2 Bed
Chelsea $1,208
Smiths Station $900
25% cheaper
3 Bed
Chelsea $1,517
Smiths Station $1,130
26% cheaper
4 Bed
Chelsea $1,720
Smiths Station $1,430
17% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Chelsea $2.90
Smiths Station $2.90
US $3.07
🥚
Eggs (grade A, large)
Chelsea $2.37
Smiths Station $2.37
US $2.50
🥛
Milk (whole)
Chelsea $3.81
Smiths Station $3.81
US $4.03
🍞
Bread (white)
Chelsea $1.75
Smiths Station $1.75
US $1.85
🍗
Chicken breast
Chelsea $3.92
Smiths Station $3.92
US $4.14
Electricity
Chelsea $0.17
Smiths Station $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Chelsea 64.4°F
Smiths Station 66.6°F
Summer High
Chelsea 91°F
Smiths Station 93°F
Winter Low
Chelsea 36°F
Smiths Station 38°F
Rainfall
Chelsea 56.2"
Smiths Station 48.8"
Rainy Days
Chelsea 126d
Smiths Station 109d