Chatham, VA vs Union Mill, VA

The cost of living difference between Chatham, VA and Union Mill, VA is dramatic. Chatham is 58.8% cheaper than Union Mill, a gap that translates to thousands of dollars per year in household expenses. Chatham has a cost index of 80 while Union Mill sits at 194, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chatham is $1,028/month compared to $2,581/month in Union Mill — a 60% difference. Home values follow the same pattern: Chatham is more affordable at $168,100 median vs $942,400.

Median household income in Chatham is $54,485 compared to $245,265 in Union Mill (-77.8%). While Union Mill is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chatham spend roughly 22.6% of their income on rent, more than the 12.6% in Union Mill.