Chatham, VA vs La Crosse, VA

La Crosse is moderately more affordable than Chatham, with a 9.7% lower cost of living index. Chatham scores 80 compared to 73 for La Crosse, where the US average is 100. This difference means residents of Chatham can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Chatham is $1,028/month compared to $966/month in La Crosse — a 6% difference. Home values follow the same pattern: La Crosse is more affordable at $105,000 median vs $168,100.

Median household income in Chatham is $54,485 compared to $35,938 in La Crosse (+51.6%). While Chatham is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chatham spend roughly 22.6% of their income on rent, less than the 32.3% in La Crosse. The Chatham ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.