Chatham, VA vs Dillwyn, VA

Dillwyn is moderately more affordable than Chatham, with a 12.4% lower cost of living index. Chatham scores 80 compared to 71 for Dillwyn, where the US average is 100. This difference means residents of Chatham can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Chatham is $1,028/month compared to $745/month in Dillwyn — a 38% difference. Home values follow the same pattern: Dillwyn is more affordable at $165,000 median vs $168,100.

Median household income in Chatham is $54,485 compared to $56,143 in Dillwyn (-3%). Dillwyn offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Chatham spend roughly 22.6% of their income on rent, more than the 15.9% in Dillwyn.