Chatham, NY vs Roscoe, NY

Chatham, NY and Roscoe, NY have a very similar cost of living, with only a 4.7% difference in their overall index. Chatham scores 93 while Roscoe scores 89 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Chatham is $1,034/month compared to $1,178/month in Roscoe — a 12% difference. Interestingly, home values tell a different story: while Chatham has cheaper rent, Roscoe actually has lower median home values ($202,600 vs $306,300).

Median household income in Chatham is $86,625 compared to $72,885 in Roscoe (+18.9%). While Chatham is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chatham spend roughly 14.3% of their income on rent, less than the 19.4% in Roscoe.

Climate-wise, Roscoe is notably warmer with an average of 49.4°F compared to 46.1°F in Chatham. Chatham receives more rainfall at 44.2" per year compared to 41" in Roscoe.