Chatham, NY vs Noyack, NY

The cost of living difference between Chatham, NY and Noyack, NY is dramatic. Chatham is 54.9% cheaper than Noyack, a gap that translates to thousands of dollars per year in household expenses. Chatham has a cost index of 93 while Noyack sits at 206, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chatham is $1,034/month compared to $2,845/month in Noyack — a 64% difference. Home values follow the same pattern: Chatham is more affordable at $306,300 median vs $974,300.

Median household income in Chatham is $86,625 compared to $109,881 in Noyack (-21.2%). Noyack does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Chatham spend roughly 14.3% of their income on rent, less than the 31.1% in Noyack. The Chatham ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Noyack is notably warmer with an average of 50.2°F compared to 46.1°F in Chatham. Chatham receives more rainfall at 44.2" per year compared to 43.5" in Noyack.