Chatham, NY vs Fillmore, NY

The cost of living difference between Chatham, NY and Fillmore, NY is dramatic. Fillmore is 36% cheaper than Chatham, a gap that translates to thousands of dollars per year in household expenses. Chatham has a cost index of 93 while Fillmore sits at 68, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chatham is $1,034/month compared to $814/month in Fillmore — a 27% difference. Home values follow the same pattern: Fillmore is more affordable at $88,600 median vs $306,300.

Median household income in Chatham is $86,625 compared to $64,643 in Fillmore (+34%). The higher salaries in Chatham partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Chatham spend roughly 14.3% of their income on rent, less than the 15.1% in Fillmore.

Climate-wise, Fillmore is notably warmer with an average of 49.5°F compared to 46.1°F in Chatham. Chatham receives more rainfall at 44.2" per year compared to 29" in Fillmore.