Chatham, NJ vs North Middletown, NJ

The cost of living difference between Chatham, NJ and North Middletown, NJ is dramatic. North Middletown is 44.1% cheaper than Chatham, a gap that translates to thousands of dollars per year in household expenses. Chatham has a cost index of 185 while North Middletown sits at 129, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chatham is $2,251/month compared to $2,095/month in North Middletown — a 7% difference. Home values follow the same pattern: North Middletown is more affordable at $311,500 median vs $944,300.

Median household income in Chatham is $250,001 compared to $146,650 in North Middletown (+70.5%). While Chatham is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chatham spend roughly 10.8% of their income on rent, less than the 17.1% in North Middletown.