Chatham, NJ vs Cliffside Park, NJ

The cost of living difference between Chatham, NJ and Cliffside Park, NJ is dramatic. Cliffside Park is 31.4% cheaper than Chatham, a gap that translates to thousands of dollars per year in household expenses. Chatham has a cost index of 185 while Cliffside Park sits at 141, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chatham is $2,251/month compared to $1,783/month in Cliffside Park — a 26% difference. Home values follow the same pattern: Cliffside Park is more affordable at $577,200 median vs $944,300.

Median household income in Chatham is $250,001 compared to $94,960 in Cliffside Park (+163.3%). While Chatham is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chatham spend roughly 10.8% of their income on rent, less than the 22.5% in Cliffside Park.