Chatham, MA vs Ocean Bluff-Brant Rock, MA

The cost of living difference between Chatham, MA and Ocean Bluff-Brant Rock, MA is dramatic. Ocean Bluff-Brant Rock is 60% cheaper than Chatham, a gap that translates to thousands of dollars per year in household expenses. Chatham has a cost index of 192 while Ocean Bluff-Brant Rock sits at 120, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chatham is $924/month compared to $1,383/month in Ocean Bluff-Brant Rock — a 33% difference. Interestingly, home values tell a different story: while Chatham has cheaper rent, Ocean Bluff-Brant Rock actually has lower median home values ($483,600 vs $1,550,000).

Median household income in Chatham is $82,269 compared to $118,625 in Ocean Bluff-Brant Rock (-30.6%). Ocean Bluff-Brant Rock offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Chatham spend roughly 13.5% of their income on rent, less than the 14% in Ocean Bluff-Brant Rock.

Climate-wise, both cities share similar average temperatures (50.9°F vs 50°F). Ocean Bluff-Brant Rock receives more rainfall at 48" per year compared to 45.2" in Chatham.