Chatham, IL vs Eureka, IL

The cost of living difference between Chatham, IL and Eureka, IL is dramatic. Eureka is 33.3% cheaper than Chatham, a gap that translates to thousands of dollars per year in household expenses. Chatham has a cost index of 86 while Eureka sits at 64, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Chatham is $1,157/month compared to $680/month in Eureka — a 70% difference. Home values follow the same pattern: Eureka is more affordable at $154,600 median vs $231,900.

Median household income in Chatham is $106,030 compared to $55,172 in Eureka (+92.2%). While Chatham is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chatham spend roughly 13.1% of their income on rent, less than the 14.8% in Eureka.