Chatfield, MN vs St. Joseph, MN

There is a significant gap in the cost of living between these two cities. Chatfield is 18.4% cheaper than St. Joseph. With a cost index of 70 vs 86, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Chatfield to St. Joseph should plan for substantially higher expenses across most categories.

On the housing front, median rent in Chatfield is $645/month compared to $1,139/month in St. Joseph — a 43% difference. Home values follow the same pattern: Chatfield is more affordable at $216,000 median vs $240,300.

Median household income in Chatfield is $91,912 compared to $75,217 in St. Joseph (+22.2%). Chatfield offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Chatfield spend roughly 8.4% of their income on rent, less than the 18.2% in St. Joseph.