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Charlestown, MD vs Fulton, MD

112
Charlestown
Maryland
VS
-43.3%
198
Fulton
Maryland

The cost of living difference between Charlestown, MD and Fulton, MD is dramatic. Charlestown is 43.3% cheaper than Fulton, a gap that translates to thousands of dollars per year in household expenses. Charlestown has a cost index of 112 while Fulton sits at 198, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Charlestown is $1,548/month compared to $3,052/month in Fulton — a 49% difference. Home values follow the same pattern: Charlestown is more affordable at $361,300 median vs $847,700.

Median household income in Charlestown is $109,650 compared to $240,219 in Fulton (-54.4%). While Fulton is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Charlestown spend roughly 16.9% of their income on rent, more than the 15.2% in Fulton.

Climate-wise, both cities share similar average temperatures (55.2°F vs 56.2°F). Charlestown receives more rainfall at 47.1" per year compared to 45" in Fulton.

Income & Cost

Cost of Living Index
Charlestown
112
43% cheaper
Fulton
198
Median Household Income
Charlestown
$109,650
Fulton
$240,219
54% higher

Housing

Median Rent
Charlestown
$1,548
49% cheaper
Fulton
$3,052
Median Home Value
Charlestown
$361,300
57% cheaper
Fulton
$847,700
Population
Charlestown
2,037
Fulton
5,946

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Charlestown $3.01
Fulton $3.11
US $3.07
🥚
Eggs (grade A, large)
Charlestown $2.46
Fulton $2.54
US $2.50
🥛
Milk (whole)
Charlestown $3.95
Fulton $4.09
US $4.03
🍞
Bread (white)
Charlestown $1.82
Fulton $1.88
US $1.85
🍗
Chicken breast
Charlestown $4.07
Fulton $4.20
US $4.14
Electricity
Charlestown $0.23
Fulton $0.21
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Charlestown 55.2°F
Fulton 56.2°F
Summer High
Charlestown 86°F
Fulton 89°F
Winter Low
Charlestown 25°F
Fulton 25°F
Rainfall
Charlestown 47.1"
Fulton 45"
Rainy Days
Charlestown 0d
Fulton 121d