Chappell, NE vs Spencer, NE

Chappell, NE and Spencer, NE have a very similar cost of living, with only a 2.5% difference in their overall index. Chappell scores 61 while Spencer scores 60 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Chappell is $727/month compared to $683/month in Spencer — a 6% difference. Home values follow the same pattern: Spencer is more affordable at $85,800 median vs $88,000.

Median household income in Chappell is $54,758 compared to $55,469 in Spencer (-1.3%). Spencer offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Chappell spend roughly 15.9% of their income on rent, more than the 14.8% in Spencer.

Climate-wise, both cities share similar average temperatures (48.5°F vs 48.7°F). Spencer receives more rainfall at 28.7" per year compared to 15.8" in Chappell.