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Chapel Hill, TN vs Harrogate, TN

90
Chapel Hill
Tennessee
VS
+4.9%
86
Harrogate
Tennessee

Chapel Hill, TN and Harrogate, TN have a very similar cost of living, with only a 4.9% difference in their overall index. Chapel Hill scores 90 while Harrogate scores 86 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Chapel Hill is $1,150/month compared to $1,277/month in Harrogate — a 10% difference. Interestingly, home values tell a different story: while Chapel Hill has cheaper rent, Harrogate actually has lower median home values ($178,600 vs $276,700).

Median household income in Chapel Hill is $77,826 compared to $63,257 in Harrogate (+23%). While Chapel Hill is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chapel Hill spend roughly 17.7% of their income on rent, less than the 24.2% in Harrogate.

Income & Cost

Cost of Living Index
Chapel Hill
90
Harrogate
86
5% cheaper
Median Household Income
Chapel Hill
$77,826
19% higher
Harrogate
$63,257

Housing

Median Rent
Chapel Hill
$1,150
10% cheaper
Harrogate
$1,277
Median Home Value
Chapel Hill
$276,700
Harrogate
$178,600
35% cheaper
Population
Chapel Hill
1,531
Harrogate
4,355

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