Chaparral, NM vs Shiprock, NM

Shiprock is moderately more affordable than Chaparral, with a 10.9% lower cost of living index. Chaparral scores 66 compared to 60 for Shiprock, where the US average is 100. This difference means residents of Chaparral can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Chaparral is $874/month compared to $693/month in Shiprock — a 26% difference. Home values follow the same pattern: Shiprock is more affordable at $101,500 median vs $101,900.

Median household income in Chaparral is $46,102 compared to $41,563 in Shiprock (+10.9%). The higher salaries in Chaparral partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Chaparral spend roughly 22.7% of their income on rent, more than the 20% in Shiprock.