Champaign, IL vs Quincy, IL

There is a significant gap in the cost of living between these two cities. Quincy is 15.6% cheaper than Champaign. With a cost index of 71 vs 82, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Quincy to Champaign should plan for substantially higher expenses across most categories.

On the housing front, median rent in Champaign is $1,103/month compared to $824/month in Quincy — a 34% difference. Home values follow the same pattern: Quincy is more affordable at $146,100 median vs $199,700.

Median household income in Champaign is $57,544 compared to $56,372 in Quincy (+2.1%). Champaign does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Champaign spend roughly 23% of their income on rent, more than the 17.5% in Quincy.