Chambersburg, PA vs Harrisburg, PA

Harrisburg is moderately more affordable than Chambersburg, with a 10.9% lower cost of living index. Chambersburg scores 82 compared to 74 for Harrisburg, where the US average is 100. This difference means residents of Chambersburg can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Chambersburg is $1,088/month compared to $996/month in Harrisburg — a 9% difference. Home values follow the same pattern: Harrisburg is more affordable at $121,000 median vs $196,200.

Median household income in Chambersburg is $56,177 compared to $47,783 in Harrisburg (+17.6%). While Chambersburg is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Chambersburg spend roughly 23.2% of their income on rent, less than the 25% in Harrisburg.