Chalco, NE vs O'Neill, NE
The cost of living difference between Chalco, NE and O'Neill, NE is dramatic. O'Neill is 31.2% cheaper than Chalco, a gap that translates to thousands of dollars per year in household expenses. Chalco has a cost index of 84 while O'Neill sits at 64, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.
On the housing front, median rent in Chalco is $1,103/month compared to $712/month in O'Neill — a 55% difference. Home values follow the same pattern: O'Neill is more affordable at $130,900 median vs $224,400.
Median household income in Chalco is $81,427 compared to $66,458 in O'Neill (+22.5%). The higher salaries in Chalco partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Chalco spend roughly 16.3% of their income on rent, more than the 12.9% in O'Neill.
Climate-wise, Chalco is notably warmer with an average of 52.4°F compared to 49°F in O'Neill. Chalco receives more rainfall at 31.9" per year compared to 23.8" in O'Neill.
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Climate
NOAA 30-year normals (1991-2020)