Chain O' Lakes, WI vs Ephraim, WI

Ephraim is moderately more affordable than Chain O' Lakes, with a 8.9% lower cost of living index. Chain O' Lakes scores 109 compared to 100 for Ephraim, where the US average is 100. This difference means residents of Chain O' Lakes can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Chain O' Lakes is $730/month compared to $958/month in Ephraim — a 24% difference. Interestingly, home values tell a different story: while Chain O' Lakes has cheaper rent, Ephraim actually has lower median home values ($469,100 vs $662,700).

Median household income in Chain O' Lakes is $83,438 compared to $79,479 in Ephraim (+5%). The higher salaries in Chain O' Lakes partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Chain O' Lakes spend roughly 10.5% of their income on rent, less than the 14.5% in Ephraim.