Central Point, OR vs McMinnville, OR

Central Point, OR and McMinnville, OR have a very similar cost of living, with only a 4.2% difference in their overall index. Central Point scores 104 while McMinnville scores 109 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Central Point is $1,268/month compared to $1,290/month in McMinnville — a 2% difference. Home values follow the same pattern: Central Point is more affordable at $357,700 median vs $391,100.

Median household income in Central Point is $80,450 compared to $70,060 in McMinnville (+14.8%). Central Point offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Central Point spend roughly 18.9% of their income on rent, less than the 22.1% in McMinnville.

Climate-wise, Central Point is notably warmer with an average of 55.9°F compared to 52.9°F in McMinnville. McMinnville receives more rainfall at 37.6" per year compared to 18.4" in Central Point.