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Central Gardens, TX vs Vernon, TX

75
Central Gardens
Texas
VS
+12.2%
67
Vernon
Texas

Vernon is moderately more affordable than Central Gardens, with a 12.2% lower cost of living index. Central Gardens scores 75 compared to 67 for Vernon, where the US average is 100. This difference means residents of Central Gardens can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Central Gardens is $798/month compared to $870/month in Vernon — a 8% difference. Interestingly, home values tell a different story: while Central Gardens has cheaper rent, Vernon actually has lower median home values ($89,700 vs $233,200).

Median household income in Central Gardens is $81,042 compared to $48,855 in Vernon (+65.9%). While Central Gardens is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Central Gardens spend roughly 11.8% of their income on rent, less than the 21.4% in Vernon.

Income & Cost

Cost of Living Index
Central Gardens
75
Vernon
67
11% cheaper
Median Household Income
Central Gardens
$81,042
40% higher
Vernon
$48,855

Housing

Median Rent
Central Gardens
$798
8% cheaper
Vernon
$870
Median Home Value
Central Gardens
$233,200
Vernon
$89,700
62% cheaper
Population
Central Gardens
3,491
Vernon
9,947

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Central Gardens $2.85
Vernon
US $3.07
🥚
Eggs (grade A, large)
Central Gardens $2.32
Vernon
US $2.50
🥛
Milk (whole)
Central Gardens $3.74
Vernon
US $4.03
🍞
Bread (white)
Central Gardens $1.72
Vernon
US $1.85
🍗
Chicken breast
Central Gardens $3.85
Vernon
US $4.14
Electricity
Central Gardens $0.17
Vernon
US $0.19