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Central Gardens, TX vs Plains, TX

75
Central Gardens
Texas
VS
+9.8%
68
Plains
Texas

Plains is moderately more affordable than Central Gardens, with a 9.8% lower cost of living index. Central Gardens scores 75 compared to 68 for Plains, where the US average is 100. This difference means residents of Central Gardens can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Central Gardens is $798/month compared to $858/month in Plains — a 7% difference. Interestingly, home values tell a different story: while Central Gardens has cheaper rent, Plains actually has lower median home values ($112,500 vs $233,200).

Median household income in Central Gardens is $81,042 compared to $74,187 in Plains (+9.2%). The higher salaries in Central Gardens partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Central Gardens spend roughly 11.8% of their income on rent, less than the 13.9% in Plains.

Income & Cost

Cost of Living Index
Central Gardens
75
Plains
68
9% cheaper
Median Household Income
Central Gardens
$81,042
8% higher
Plains
$74,187

Housing

Median Rent
Central Gardens
$798
7% cheaper
Plains
$858
Median Home Value
Central Gardens
$233,200
Plains
$112,500
52% cheaper
Population
Central Gardens
3,491
Plains
1,190

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Central Gardens $2.85
Plains
US $3.07
🥚
Eggs (grade A, large)
Central Gardens $2.32
Plains
US $2.50
🥛
Milk (whole)
Central Gardens $3.74
Plains
US $4.03
🍞
Bread (white)
Central Gardens $1.72
Plains
US $1.85
🍗
Chicken breast
Central Gardens $3.85
Plains
US $4.14
Electricity
Central Gardens $0.17
Plains
US $0.19