Centerville, OH vs St. Marys, OH

The cost of living difference between Centerville, OH and St. Marys, OH is dramatic. St. Marys is 30.4% cheaper than Centerville, a gap that translates to thousands of dollars per year in household expenses. Centerville has a cost index of 90 while St. Marys sits at 69, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Centerville is $1,182/month compared to $835/month in St. Marys — a 42% difference. Home values follow the same pattern: St. Marys is more affordable at $138,500 median vs $262,300.

Median household income in Centerville is $81,500 compared to $72,056 in St. Marys (+13.1%). Centerville does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Centerville spend roughly 17.4% of their income on rent, more than the 13.9% in St. Marys.