Centerville, OH vs Shelby, OH

The cost of living difference between Centerville, OH and Shelby, OH is dramatic. Shelby is 44.9% cheaper than Centerville, a gap that translates to thousands of dollars per year in household expenses. Centerville has a cost index of 90 while Shelby sits at 62, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Centerville is $1,182/month compared to $724/month in Shelby — a 63% difference. Home values follow the same pattern: Shelby is more affordable at $117,300 median vs $262,300.

Median household income in Centerville is $81,500 compared to $52,760 in Shelby (+54.5%). While Centerville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Centerville spend roughly 17.4% of their income on rent, more than the 16.5% in Shelby.