Centerville, MN vs Tonka Bay, MN

The cost of living difference between Centerville, MN and Tonka Bay, MN is dramatic. Centerville is 37.8% cheaper than Tonka Bay, a gap that translates to thousands of dollars per year in household expenses. Centerville has a cost index of 110 while Tonka Bay sits at 178, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Centerville is $1,453/month compared to $2,299/month in Tonka Bay — a 37% difference. Home values follow the same pattern: Centerville is more affordable at $364,700 median vs $869,900.

Median household income in Centerville is $119,361 compared to $151,563 in Tonka Bay (-21.2%). The higher salaries in Tonka Bay partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Centerville spend roughly 14.6% of their income on rent, less than the 18.2% in Tonka Bay.