Centennial, CO vs Loveland, CO

There is a significant gap in the cost of living between these two cities. Loveland is 23.4% cheaper than Centennial. With a cost index of 122 vs 151, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Loveland to Centennial should plan for substantially higher expenses across most categories.

On the housing front, median rent in Centennial is $2,061/month compared to $1,683/month in Loveland — a 23% difference. Home values follow the same pattern: Loveland is more affordable at $453,100 median vs $626,700.

Median household income in Centennial is $128,167 compared to $82,592 in Loveland (+55.2%). While Centennial is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Centennial spend roughly 19.3% of their income on rent, less than the 24.5% in Loveland.