Cedarville, OH vs Urbana, OH

Cedarville, OH and Urbana, OH have a very similar cost of living, with only a 2.3% difference in their overall index. Cedarville scores 72 while Urbana scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Cedarville is $805/month compared to $911/month in Urbana — a 12% difference. Interestingly, home values tell a different story: while Cedarville has cheaper rent, Urbana actually has lower median home values ($147,300 vs $191,200).

Median household income in Cedarville is $53,304 compared to $66,768 in Urbana (-20.2%). Urbana offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cedarville spend roughly 18.1% of their income on rent, more than the 16.4% in Urbana.