Cedarville, OH vs Montgomery, OH

The cost of living difference between Cedarville, OH and Montgomery, OH is dramatic. Cedarville is 39.7% cheaper than Montgomery, a gap that translates to thousands of dollars per year in household expenses. Cedarville has a cost index of 72 while Montgomery sits at 120, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cedarville is $805/month compared to $1,507/month in Montgomery — a 47% difference. Home values follow the same pattern: Cedarville is more affordable at $191,200 median vs $505,800.

Median household income in Cedarville is $53,304 compared to $148,438 in Montgomery (-64.1%). While Montgomery is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cedarville spend roughly 18.1% of their income on rent, more than the 12.2% in Montgomery.

Climate-wise, both cities share similar average temperatures (52.6°F vs 54.8°F). Montgomery receives more rainfall at 43.4" per year compared to 42.4" in Cedarville.