Cedar Key, FL vs Vilano Beach, FL

The cost of living difference between Cedar Key, FL and Vilano Beach, FL is dramatic. Cedar Key is 40.9% cheaper than Vilano Beach, a gap that translates to thousands of dollars per year in household expenses. Cedar Key has a cost index of 89 while Vilano Beach sits at 151, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cedar Key is $918/month compared to $2,205/month in Vilano Beach — a 58% difference. Home values follow the same pattern: Cedar Key is more affordable at $331,100 median vs $597,600.

Median household income in Cedar Key is $69,226 compared to $128,214 in Vilano Beach (-46%). While Vilano Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cedar Key spend roughly 15.9% of their income on rent, less than the 20.6% in Vilano Beach.