Cayucos, CA vs Cotati, CA

Cotati is moderately more affordable than Cayucos, with a 6.3% lower cost of living index. Cayucos scores 164 compared to 154 for Cotati, where the US average is 100. This difference means residents of Cayucos can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cayucos is $1,551/month compared to $1,899/month in Cotati — a 18% difference. Interestingly, home values tell a different story: while Cayucos has cheaper rent, Cotati actually has lower median home values ($702,500 vs $947,000).

Median household income in Cayucos is $82,778 compared to $112,841 in Cotati (-26.6%). Cotati offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cayucos spend roughly 22.5% of their income on rent, more than the 20.2% in Cotati.