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Cavetown, MD vs Smith Island, MD

92
Cavetown
Maryland
VS
+13.5%
81
Smith Island
Maryland

Smith Island is moderately more affordable than Cavetown, with a 13.5% lower cost of living index. Cavetown scores 92 compared to 81 for Smith Island, where the US average is 100. This difference means residents of Cavetown can expect to pay noticeably more for everyday expenses, housing, and services.

When it comes to buying, median home values in Cavetown are $306,500 compared to $104,800 in Smith Island, a 193% gap.

Median household income in Cavetown is $103,866 compared to $82,443 in Smith Island (+26%). While Cavetown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income.

Climate-wise, both cities share similar average temperatures (55.4°F vs 58.3°F). Smith Island receives more rainfall at 46.3" per year compared to 35.6" in Cavetown.

Income & Cost

Cost of Living Index
Cavetown
92
Smith Island
81
12% cheaper
Median Household Income
Cavetown
$103,866
21% higher
Smith Island
$82,443

Housing

Median Rent
Cavetown
$1,102
Smith Island
Median Home Value
Cavetown
$306,500
Smith Island
$104,800
66% cheaper
Population
Cavetown
909
Smith Island
340

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cavetown $2.95
Smith Island $2.98
US $3.07
🥚
Eggs (grade A, large)
Cavetown $2.40
Smith Island $2.43
US $2.50
🥛
Milk (whole)
Cavetown $3.87
Smith Island $3.92
US $4.03
🍞
Bread (white)
Cavetown $1.78
Smith Island $1.80
US $1.85
🍗
Chicken breast
Cavetown $3.98
Smith Island $4.03
US $4.14
Electricity
Cavetown $0.17
Smith Island $0.19
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Cavetown 55.4°F
Smith Island 58.3°F
Summer High
Cavetown 87°F
Smith Island 87°F
Winter Low
Cavetown 25°F
Smith Island 30°F
Rainfall
Cavetown 35.6"
Smith Island 46.3"
Rainy Days
Cavetown 124d
Smith Island 0d