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Cave Creek, AZ vs Joseph City, AZ

165
Cave Creek
Arizona
VS
+112.5%
78
Joseph City
Arizona

The cost of living difference between Cave Creek, AZ and Joseph City, AZ is dramatic. Joseph City is 112.5% cheaper than Cave Creek, a gap that translates to thousands of dollars per year in household expenses. Cave Creek has a cost index of 165 while Joseph City sits at 78, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cave Creek is $2,096/month compared to $983/month in Joseph City — a 113% difference. Home values follow the same pattern: Joseph City is more affordable at $174,800 median vs $791,900.

Median household income in Cave Creek is $102,589 compared to $75,907 in Joseph City (+35.2%). Cave Creek does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Cave Creek spend roughly 24.5% of their income on rent, more than the 15.5% in Joseph City.

Climate-wise, Cave Creek is notably warmer with an average of 72.5°F compared to 56.7°F in Joseph City. Cave Creek receives more rainfall at 8.9" per year compared to 6.5" in Joseph City.

Income & Cost

Cost of Living Index
Cave Creek
165
Joseph City
78
53% cheaper
Median Household Income
Cave Creek
$102,589
26% higher
Joseph City
$75,907

Housing

Median Rent
Cave Creek
$2,096
Joseph City
$983
53% cheaper
Median Home Value
Cave Creek
$791,900
Joseph City
$174,800
78% cheaper
Population
Cave Creek
5,033
Joseph City
1,995

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cave Creek $3.02
Joseph City
US $3.07
🥚
Eggs (grade A, large)
Cave Creek $2.46
Joseph City
US $2.50
🥛
Milk (whole)
Cave Creek $3.96
Joseph City
US $4.03
🍞
Bread (white)
Cave Creek $1.82
Joseph City
US $1.85
🍗
Chicken breast
Cave Creek $4.08
Joseph City
US $4.14
Electricity
Cave Creek $0.16
Joseph City
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Cave Creek 72.5°F
Joseph City 56.7°F
Summer High
Cave Creek 104°F
Joseph City 95°F
Winter Low
Cave Creek 44°F
Joseph City 22°F
Rainfall
Cave Creek 8.9"
Joseph City 6.5"
Rainy Days
Cave Creek 35d
Joseph City 49d